I agree with Kurt, changing your cc number is probably overkill
(unless you really are that paranoid).
But I disagree with the fact that the Citibank records is a bigger
problem. If you listen to the reports, they were storing information
for research, which would indicate to me your personal data as well as
credit card numbers. This would include your social security
information, your credit ratings, checking account information etc.
All of these are used in research (I work in the medical research
field and we have a pretty extensive amount of information on our
patients).
If they were able to get access to all that information, chances are
changing your cc number would amount to nothing, as they would be able
to call in and get the information changed for their usage.
Just food for thought..
On 6/19/05, Kurt Granroth <
plug-discuss@granroth.org> wrote:
> On Jun 18, 2005, at 10:27 PM, Major.Mikey wrote:
> > I am having all my credit card numbers changed! What do all of
> > those who are
> > wiser than me think about that?
>
> I think changing credit card numbers at this point is overkill. Say,
> for instance, that one or more of your credit card numbers were among
> the stolen ones. The worst that could happen would be that somebody
> rings up a lot of charges on the card. If you read your statement
> every month, you'd see this. Then, a quick call to your credit card
> company would have all of those charges dropped from your card and
> THEN you could change the numbers.
>
> The key, here, is that you are not liable for any credit card charges
> that you didn't make. I've had a few instances in the past where
> unauthorized charges were put on my card (not stolen just
> unauthorized) and it's always been extremely painless to get those
> charges wiped.
>
> So going out of your way to have your numbers changed now is probably
> a lot of work for not any real benefit.
>
> Now there *are* some cases in the news that are more worriesome.
> Like that stolen (or lost) shipment of Citibank records. Those
> records had actual customer information on them, not just account
> numbers. That meant that if they fell into the wrong hands, that you
> could be the victim of identify theft. THAT is a FAR bigger problem
> than just simple credit card fraud.
>
> Kurt
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