Re: Credit card company.

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Author: Judd Pickell
Date:  
To: plug-discuss
Subject: Re: Credit card company.
I take part of that back, apparently it was genuinely only cc info..
Thank god.. When the radio kept reporting it as research, I feared the
worst.. But the NYT article
http://www.nytimes.com/2005/06/20/technology/20credit.html?pagewanted=2&adxnnl=0&adxnnlx=1119296484-DUG+asZe10Y32xJRMHP9Zw
seems to indicate that it was only the cc numbers and verification numbers.

Phew..

On 6/20/05, Judd Pickell <> wrote:
> I agree with Kurt, changing your cc number is probably overkill
> (unless you really are that paranoid).
>
> But I disagree with the fact that the Citibank records is a bigger
> problem. If you listen to the reports, they were storing information
> for research, which would indicate to me your personal data as well as
> credit card numbers. This would include your social security
> information, your credit ratings, checking account information etc.
> All of these are used in research (I work in the medical research
> field and we have a pretty extensive amount of information on our
> patients).
>
> If they were able to get access to all that information, chances are
> changing your cc number would amount to nothing, as they would be able
> to call in and get the information changed for their usage.
>
> Just food for thought..
>
>
>
> On 6/19/05, Kurt Granroth <> wrote:
> > On Jun 18, 2005, at 10:27 PM, Major.Mikey wrote:
> > > I am having all my credit card numbers changed! What do all of
> > > those who are
> > > wiser than me think about that?
> >
> > I think changing credit card numbers at this point is overkill. Say,
> > for instance, that one or more of your credit card numbers were among
> > the stolen ones. The worst that could happen would be that somebody
> > rings up a lot of charges on the card. If you read your statement
> > every month, you'd see this. Then, a quick call to your credit card
> > company would have all of those charges dropped from your card and
> > THEN you could change the numbers.
> >
> > The key, here, is that you are not liable for any credit card charges
> > that you didn't make. I've had a few instances in the past where
> > unauthorized charges were put on my card (not stolen just
> > unauthorized) and it's always been extremely painless to get those
> > charges wiped.
> >
> > So going out of your way to have your numbers changed now is probably
> > a lot of work for not any real benefit.
> >
> > Now there *are* some cases in the news that are more worriesome.
> > Like that stolen (or lost) shipment of Citibank records. Those
> > records had actual customer information on them, not just account
> > numbers. That meant that if they fell into the wrong hands, that you
> > could be the victim of identify theft. THAT is a FAR bigger problem
> > than just simple credit card fraud.
> >
> > Kurt
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