I've had several friends have their identity forged and stolen. One lost =
a
house (under construction). My advice would be to call your credit card
vendors and all 3 credit bureaus EVERY OTHER DAY to make sure they =
didn't
use your credit cards to open department store accounts and get other =
forms
of ID. You bank may have further advice.
Sorry that happened to you. Thieves suck.
; )
=20
..:: Randy Melder ::..
602-279-0135 -
www.spininternetmedia.com
=20
=20
=20
-----Original Message-----
From:
plug-discuss-admin@lists.plug.phoenix.az.us
[
mailto:plug-discuss-admin@lists.plug.phoenix.az.us] On Behalf Of Ed =
Skinner
Sent: Monday, August 18, 2003 11:12 AM
To:
plug-discuss@lists.plug.phoenix.az.us
Subject: OT: Gym Locker Theft, Live and Learn
I know of at least one other reader of this list that goes to the =
same=20
gym (Bally's at Cave Creek and Cactus), hence this posting.
Two credit cards were stolen from my wallet in my padlocked locker =
at
the=20
above gym on Saturday the 16th. The locker was padlocked before and =
after
the=20
theft and was not detected by me at the time. The theives (I'm assuming
there=20
was more than one person -- probably a "lookout" in addition to the =
"lock=20
pick" individual) used the two credit cards to chart $269.23 at Sports=20
Authority, $1900.00 (odd) at Best Buy, and another $1600.00 (odd) at =
Best
Buy=20
(dunno if it was the same store or not), and finally $416.00 at Sapporo=20
Japanese Restaurant in Scottsdale (to celebrate, no doubt). These =
charges=20
were all completed that same evening.
Sunday morning (the 17th), the fraud department of one of the =
credit
card=20
companies telephoned us. (This was when we discovered that the cards =
were=20
missing.) The fraud department reviewed the recent charges and we =
identified
which ones were fraudulent. (If I'm not mistaken, because we did not =
know
the=20
cards had been stolen, we will not be liable for any charges, not even =
the=20
token $50 amount. Anyone know how this works?) I then checked my wallet =
and=20
determined that another card was missing, called that company and, sure=20
enough, it was also being used fraudulently. (Half of the above charges =
were
on each of the two cards.)
Here's what I'm guessing happened.
My wife and I arrived at the gym at about 5:00PM on Saturday =
evening.=20
(Married folks "have no life" on Saturday night.) I change clothes and =
lock=20
(Masterlock combination lock -- I've since learned this is a really bad=20
choice because they are so common, and pick-able) my wallet and street=20
clothes. I am probably observed by one of the thieves who waits until I
leave=20
the locker room.
Probably posting a lookout, or just proceeding on guts (as the gym =
doesn't have a lot of people in it), the thief picks the lock and =
examines
my=20
wallet. He leaves the ATM card and, of the stack of three credit cards,=20
leaves the topmost one. He also leaves the small amount of cash I have. =
He=20
takes only the two credit cards that are underneath another. Presumably =
this
strategy is so I won't notice the theft. (And it works as planned.) He=20
relocks my locker and vacates the area. They leave the gym and use the
credit=20
cards to buy stuff at stores that don't do a very good signature check.=20
(Someone suggested writing "ASK FOR ID" in the signature area of the =
card=20
instead of my signature -- would that help?) Finally, they ended the =
evening
with lots of celebratory drinks and several rounds of sushi.
Googling for "How to pick masterlock combination lock" turns up =
lots
of=20
hits. Although I was unable to open my own lock using the techniques =
listed,
I figure it may just be a matter of practice.
We're going to change our habits.
1) When going to the gym, take only driver's license, gym membership =
card,
and=20
car ignition key. All other non-clothing items stay at home.
2) At the gym, keep these three items on my person while working out, in =
the
shower and the steam room. (I'm thinking some sort of bungie-cord wrist =
band
and sealable plastic bag for the shower, and that in my pocket while =
working
out.)
3) Use a better (keyed) lock on the locker, regardless (and carry the =
key=20
while working out, etc.). [Brand/model suggestions?]
We're *not* locking things in the car because I don't want to tempt =
a=20
thief to smash my windows. We'll park in a "highly visible" location =
(and
not=20
under a shade tree -- bummer!).
--=20
Ed Skinner,
ed@flat5.net,
http://www.flat5.net/
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