OT: Gym Locker Theft, Live and Learn

>>     I know of at least one other reader of this list that goes to the same 
>>gym (Bally's at Cave Creek and Cactus), hence this posting.
>>     Two credit cards were stolen from my wallet in my padlocked locker at the 
>>above gym on Saturday the 16th. The locker was padlocked before and after the 
>>theft and was not detected by me at the time. The theives (I'm assuming there 
>>was more than one person -- probably a "lookout" in addition to the "lock 
>>pick" individual) used the two credit cards to chart $269.23 at Sports 
>>Authority, $1900.00 (odd) at Best Buy, and another $1600.00 (odd) at Best Buy 
>>(dunno if it was the same store or not), and finally $416.00 at Sapporo 
>>Japanese Restaurant in Scottsdale (to celebrate, no doubt). These charges 
>>were all completed that same evening.
>>     Sunday morning (the 17th), the fraud department of one of the credit card 
>>companies telephoned us. (This was when we discovered that the cards were 
>>missing.) The fraud department reviewed the recent charges and we identified 
>>which ones were fraudulent. (If I'm not mistaken, because we did not know the 
>>cards had been stolen, we will not be liable for any charges, not even the 
>>token $50 amount. Anyone know how this works?) I then checked my wallet and 
>>determined that another card was missing, called that company and, sure 
>>enough, it was also being used fraudulently. (Half of the above charges were 
>>on each of the two cards.)
>>     Here's what I'm guessing happened.
>>     My wife and I arrived at the gym at about 5:00PM on Saturday evening. 
>>(Married folks "have no life" on Saturday night.) I change clothes and lock 
>>(Masterlock combination lock -- I've since learned this is a really bad 
>>choice because they are so common, and pick-able) my wallet and street 
>>clothes. I am probably observed by one of the thieves who waits until I leave 
>>the locker room.
>>      Probably posting a lookout, or just proceeding on guts (as the gym 
>>doesn't have a lot of people in it), the thief picks the lock and examines my 
>>wallet. He leaves the ATM card and, of the stack of three credit cards, 
>>leaves the topmost one. He also leaves the small amount of cash I have. He 
>>takes only the two credit cards that are underneath another. Presumably this 
>>strategy is so I won't notice the theft. (And it works as planned.) He 
>>relocks my locker and vacates the area. They leave the gym and use the credit 
>>cards to buy stuff at stores that don't do a very good signature check. 
>>(Someone suggested writing "ASK FOR ID" in the signature area of the card 
>>instead of my signature -- would that help?) Finally, they ended the evening 
>>with lots of celebratory drinks and several rounds of sushi.
>>      Googling for "How to pick masterlock combination lock" turns up lots of 
>>hits. Although I was unable to open my own lock using the techniques listed, 
>>I figure it may just be a matter of practice.
>>      We're going to change our habits.
>>1) When going to the gym, take only driver's license, gym membership card, and 
>>car ignition key. All other non-clothing items stay at home.
>>2) At the gym, keep these three items on my person while working out, in the 
>>shower and the steam room. (I'm thinking some sort of bungie-cord wrist band 
>>and sealable plastic bag for the shower, and that in my pocket while working 
>>out.)
>>3) Use a better (keyed) lock on the locker, regardless (and carry the key 
>>while working out, etc.). [Brand/model suggestions?]
>>     We're *not* locking things in the car because I don't want to tempt a 
>>thief to smash my windows. We'll park in a "highly visible" location (and not 
>>under a shade tree -- bummer!).