Most offer all the services but you can pick which ones work for you
a-la-cart. But yes you really do need to be pulling in business and
working as a small business. Something about the way they present the
group to underwriters.
On Sat, Aug 28, 2010 at 11:38 PM, der.hans <
PLUGd@lufthans.com> wrote:
> Am 28. Aug, 2010 schwätzte Bryan O'Neal so:
>
>> If you are in the self employed for the long hall you may want to join a
>> small business group policy. Basically the policy managers take a chunk
>> off
>> the top but present a group of several thousand to the insurance company
>> so
>> they get a corporate like deal. Typically it works out to be cheaper but
>> the
>> last time I looked into it they all wanted a 2 year contract.
>
> Are there any that provide a true group coverage where the risk is spread
> against all the members of the group? I'd prefer to be on a group plan
> rather than with an individual plan.
>
> I think one place I looked at had a true group plan. It was a business
> services company that would handle accounting, retirement plans, payroll,
> etc. for a small business or consultant. The company requires pulling in a
> decent amount of consulting in order to participate, so was beyond what
> worked for me at the time.
>
> ciao,
>
> der.hans
> --
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