Re: plug] Credit card company.

> I think there's a real answer for identity theft:
>
> Whenever someone applies for credit, make them be photographed and
> fingerprinted. Nobody would be so stupid as to walk into the bank office and have a
> picture taken if they were committing a felony.
>
> This reduces the problem to misappropriated existing accounts at least.

Yep.

> I never saw how useful the validation number could be; presumably anywhere
> the 16-figure number can be stolen from, the 3-figure one can too.

It is one more piece of information that someone needs off the physical
card to be able to make a purchase online. My cards don't have them on
the same side as the numbers. The truth is that it is hard to fully
stop this, but there are ways to catch people. Cards could be made more
secure via biometrics, but then you have the issue of trust with the
client system that someone really did stick their thumb on the pad or
their eye to the camera, etc...

Another way to protect yourself is to only use certain cards in certain
ways. E.g. one card for online purchases, another for brick and mortar
stores. That way if someone uses the B&M card online, you have a good
idea how they got access to the number.
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