Web Credit Card Transactions

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Author: Mark Phillips
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Subject: Web Credit Card Transactions

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Disclaimer ----- I have no affiliation with PayPal, nor have I ever run
a merchant account through them. I have used them to purchase items on
the Internet ----- Disclaimer

Just to set the record straight, a customer does not have to have or
create a PayPal account to make a payment through PayPal.

>From the PayPal Buy Now Button User Manual page 16
(https://www.paypal.com/en_US/pdf/single_item.pdf):

        Give your customers an optimized checkout experience.
With PayPal Account Optional turned on, your customers who are new to
PayPal will be able to make credit card payments without signing up for
a PayPal account. This setting is available from your Profile for
Premier and Business accounts.

        Note: PayPal Account Optional is currently available
only to U.S. merchants for transactions generated by PayPal Website
Payments Buttons. In future releases, this functionality may be added
for additional countries as well.

        PayPal Account Optional is turned on by default for all
U.S. Premier and Business accounts. This means that your customers who
already have PayPal accounts will go through the same Website Payments
experience to which they're accustomed, which is shown in the "How It
Works" section at the beginning of this manual.

        Your new customers (or existing customers who are new to
PayPal) will go through a checkout that doesn't require PayPal signup,
but they will have that option available after completing the payment.
Whether customers sign up for a PayPal account or not, you can set your
Buy Now, Donations, and Shopping Cart Buttons to return them to your
website, and you will still receive the same notification emails as in
the current checkout flow.

Again, I have no relationship with PayPal. I just want to keep the
discussion based on the facts.

I think this thread started a great discussion, and will be an
invaluable reference tool for others in the future (especially the note
from Jay).

Mark Phillips
Phillips Marketing, Inc.
602 524-0376 office
480 945-9197 fax
mark@phillipsmarketing.biz

-----Original Message-----
From: plug-discuss-admin@lists.plug.phoenix.az.us
[mailto:plug-discuss-admin@lists.plug.phoenix.az.us] On Behalf Of KevinO
Sent: Wednesday, February 18, 2004 10:59 PM
To: plug-discuss@lists.plug.phoenix.az.us
Subject: Re: Web Credit Card Transactions

Mark Phillips wrote:
> Austin,
>
> I do not believe you have to have a PayPal account to give money to
> someone, only if you want to receive money. You will have to check
their
> web site to be sure.
>
You DO have to have an account with PayPal to pay anyone. You set this
up by
giving them your credit card number. Then you are limited to ($2000?)
that you
can spend through PayPal unless you 'upgrade' your account by giving
them your
checking account info. They can freeze this account if there are any
disputes, leaving your money in limbo.

Stay away from PayPal. They have a long history of screwing people over
and
being virtually impossible to contact.

Search around a bit with Google and you will see.

I won't do business with anyone that only accepts PayPal as payment.

- --
KevinO

Weed's Axiom:
    Never ask two questions in a business letter.
    The reply will discuss the one in which you are
    (less) interested and say nothing about the other.

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Disclaimer ----- I have no affiliation with PayPal, nor have I ever =
run a merchant account through them. I have used them to purchase items =
on the Internet ----- Disclaimer

Just to set the record straight, a customer does not have to have =
or create a PayPal account to make a payment through =
PayPal. 

From the PayPal Buy Now Button User =
Manual page 16 (<A =
HREF=3D"https://www.paypal.com/en_US/pdf/single_item.pdf">https://www.pay=
pal.com/en_US/pdf/single_item.pdf</A>):
<UL><UL>
Give your customers an optimized checkout =
experience. With PayPal Account Optional turned on, your =
customers who are new to PayPal will be able to make credit =
card payments without signing up for a PayPal account. This setting =
is available from your Profile for Premier and Business =
accounts.

Note: PayPal Account Optional is currently available only to U.S. =
merchants for transactions generated by PayPal Website Payments =
Buttons. In future releases, this functionality may be =
added for additional countries as well.

PayPal Account Optional is turned on by default for all U.S. =
Premier and Business accounts. This means that your customers who already =
have PayPal accounts will go through the same Website =
Payments experience to which they’re accustomed, which is shown in =
the “How It Works” section at the beginning of this =
manual.

Your new customers (or existing customers who are new to PayPal) =
will go through a checkout that doesn’t require PayPal signup, =
but they will have that option available after completing the =
payment. Whether customers sign up for a PayPal account or not, you =
can set your Buy Now, Donations, and Shopping Cart Buttons to return =
them to your website, and you will still receive the same notification =
emails as in the current checkout flow.
</UL></UL>
Again, I have no relationship with PayPal. I just want to keep the =
discussion based on the facts. =


I think this thread started a great discussion, and will be an =
invaluable reference tool for others in the future (especially the note =
from Jay). 

<A NAME=3D"">Mark =
Phillips</A>

Phillips Marketing, Inc.

602 524-0376 office

480 945-9197 fax

mark@phillipsmarketing.biz

 



-----Original Message----- 
From: plug-discuss-admin@lists.plug.phoenix.az.us [<A =
HREF=3D"mailto:plug-discuss-admin@lists.plug.phoenix.az.us">mailto:plug-d=
iscuss-admin@lists.plug.phoenix.az.us</A>] On Behalf Of KevinO 
Sent: Wednesday, February 18, 2004 10:59 PM 
To: plug-discuss@lists.plug.phoenix.az.us 
Subject: Re: Web Credit Card Transactions

-----BEGIN PGP SIGNED MESSAGE-----

Hash: SHA1

Mark Phillips wrote:

> Austin,

>

> I do not believe you have to have a PayPal account to give =
money to

> someone, only if you want to receive money. You will have to =
check their

> web site to be sure.

>

You DO have to have an account with PayPal to pay anyone. You set =
this up by

giving them your credit card number. Then you are limited to =
($2000?) that you

can spend through PayPal unless you 'upgrade' your account by =
giving them your

 checking account info. They can freeze this account if there =
are any

disputes, leaving your money in limbo.

Stay away from PayPal. They have a long history of screwing people =
over and

being virtually impossible to contact.

Search around a bit with Google and you will see.

I won't do business with anyone that only accepts PayPal as =
payment.

- --

KevinO

Weed's Axiom:

        Never ask two questions in a business =
letter.

        The reply will discuss the one in which you =
are

        (less) interested and say nothing about the =
other.

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