OT~ Credit accounts....

David Munson david.munson at gmail.com
Mon Sep 3 08:48:27 MST 2007


That is one of the more disturbing things I've read.

On 9/3/07, George Toft <george at georgetoft.com> wrote:
> I read that 1/3 of all credit files have errors.  I've been tracking my
> credit report since the early 90's, and have found errors every time I
> get a report.  Fortunately, they are always not my accounts, and the
> accounts were current.
>
> Over a 30% error rate, and we base the stability of our country's
> economy on it.  Amazing.
>
> George Toft, CISSP
>
>
>
>
> David Munson wrote:
> > If you do your free yearly pull of credit reports from all three
> > bureaus, anything opened using your social security number will show
> > up. If you don't see any surprises there, you're fine. If you do, you
> > should track down the company that the account is through. If it's not
> > something you opened, contact them, give no info other than who you
> > are, and find out what it is and when it was opened and where. If
> > necessary, report the fraud to... I think the FBI, other than the
> > group the account is with and whatnot. Since you're you, you should be
> > able to close the account, or at least report fraud and they should
> > freeze it. A simple google of what to do in the even of identity theft
> > will tell you all you need to know.
> >
> > On 9/2/07, Michael Havens <bmike101 at cox.net> wrote:
> >
> >>hmmmmmm..... I didn't see that. must be that I wasn't looking for it.
> >>
> >>On Sunday 02 September 2007 9:01 pm, Mike Garfias wrote:
> >>
> >>>the credit report shows all open accounts on your SSN
> >>>
> >>>On Sep 2, 2007, at 8:52 PM, Michael Havens wrote:
> >>>
> >>>>I know about credit reports but I want to know what accounts are
> >>>>out there.
> >>>>Like if someone bought a house or a car and is making the payments
> >>>>so I
> >>>>wouldn't know about it. Or perhaps they opened a credit card
> >>>>account or
> >>>>something like that.
> >>>>
> >>>>On Sunday 02 September 2007 8:48 pm, Dan Lund wrote:
> >>>>
> >>>>>A simple credit check through all three credit beurau will take
> >>>>>care of
> >>>>>that. Should do that once a year to make sure your not being shafted
> >>>>>somehow. You can get a complimentary credit check once a year from
> >>>>>all
> >>>>>three.
> >>>>>
> >>>>>Theres a website dedicated to that but I'm mobile right now or I'd
> >>>>>look it
> >>>>>up.  Something like annualcreditreport.com.
> >>>>>
> >>>>>-----Original Message-----
> >>>>>From: "Michael Havens" <bmike101 at cox.net>
> >>>>>To: "Main PLUG discussion list" <plug-
> >>>>>discuss at lists.plug.phoenix.az.us>
> >>>>>Sent: 09/02/07 08:41 PM
> >>>>>Subject: OT~ Credit accounts....
> >>>>>
> >>>>>YOu guys are wise so after my web search turned up nada I now turn to
> >>>>>you......
> >>>>>
> >>>>>Is there a way to see credit accounts opened by you or in your
> >>>>>name?  I ask
> >>>>>because I am scared someone is using my credit.
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