Re: OT: Self Employed Health Insurance Costs and Coverage

I thought I had it bad having to pay $750 per month but it is an HMO
so we don't have those God-awful high deductibles. I retired from
state service this year, after getting laid off this spring.

Sorry for the politics, but I think we need a good strong single payer
system like they have in Germany; I always heard that their system was
quite excellent.

On Tue, Aug 17, 2010 at 10:21:32AM -0700, keith smith wrote:
>
> She helps me in the business..... Yikes!!
>
> ------------------------
>
> Keith Smith
>
> --- On Tue, 8/17/10, Thomas Cameron <thomas.cameron@camerontech.com> wrote:
>
> From: Thomas Cameron <thomas.cameron@camerontech.com>
> Subject: Re: OT: Self Employed Health Insurance Costs and Coverage
> To: plug-discuss@lists.plug.phoenix.az.us
> Date: Tuesday, August 17, 2010, 10:00 AM
>
> Is there any possibility your wife could take a job somewhere with
> insurance?  Both times I've been self employed that's what we did.  Full
> family coverage for ~ $400/month with a very low deductible.
>
> Some part time gigs even offer (more expensive) insurance.  Still less
> than self-employed rates.
>
> On 08/17/2010 10:52 AM, keith smith wrote:
> >
> >
> > Hi,
> >
> > I am self employed and have gone without health insurance for a while. I
> > have been very healthy, with the exception of bouts of high blood
> > pressure and high cholesterol. I was told both could be treated with
> > diet and exercise. Both in place.
> >
> > Here is my dilemma. I am older so I am more high risk. The best
> > insurance I can find cost close to $500/month for my wife and I and it
> > has a $3000 deductible for each of us. Basically we will be paying
> > $6000/year for catastrophic insurance and will pay $3000 for each of us
> > until the insurance kicks in. If we just have some preventative care, we
> > could end up spending upwards of $8000 a year without accessing the
> > Insurance.
> >
> > Any suggestions from others who are self employed?
> >
> > Thanks!
> >
> > ------------------------
> > Keith Smith
> >
> >
> >
> >
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