The credit reporting agencies have no- accountability.
If they were fined for every error I'll be they would figure out how to get it right.
I would like to see them offer to put my Divers License picture on my account with a requirement that anyone opening an account verify they looked at my divers license. Any credit opened without proof would be at the liability of the company extending credit. I'll bet ID theft would drop substantially.
George Toft <
george@georgetoft.com> wrote: I read that 1/3 of all credit files have errors. I've been tracking my
credit report since the early 90's, and have found errors every time I
get a report. Fortunately, they are always not my accounts, and the
accounts were current.
Over a 30% error rate, and we base the stability of our country's
economy on it. Amazing.
George Toft, CISSP
David Munson wrote:
> If you do your free yearly pull of credit reports from all three
> bureaus, anything opened using your social security number will show
> up. If you don't see any surprises there, you're fine. If you do, you
> should track down the company that the account is through. If it's not
> something you opened, contact them, give no info other than who you
> are, and find out what it is and when it was opened and where. If
> necessary, report the fraud to... I think the FBI, other than the
> group the account is with and whatnot. Since you're you, you should be
> able to close the account, or at least report fraud and they should
> freeze it. A simple google of what to do in the even of identity theft
> will tell you all you need to know.
>
> On 9/2/07, Michael Havens wrote:
>
>>hmmmmmm..... I didn't see that. must be that I wasn't looking for it.
>>
>>On Sunday 02 September 2007 9:01 pm, Mike Garfias wrote:
>>
>>>the credit report shows all open accounts on your SSN
>>>
>>>On Sep 2, 2007, at 8:52 PM, Michael Havens wrote:
>>>
>>>>I know about credit reports but I want to know what accounts are
>>>>out there.
>>>>Like if someone bought a house or a car and is making the payments
>>>>so I
>>>>wouldn't know about it. Or perhaps they opened a credit card
>>>>account or
>>>>something like that.
>>>>
>>>>On Sunday 02 September 2007 8:48 pm, Dan Lund wrote:
>>>>
>>>>>A simple credit check through all three credit beurau will take
>>>>>care of
>>>>>that. Should do that once a year to make sure your not being shafted
>>>>>somehow. You can get a complimentary credit check once a year from
>>>>>all
>>>>>three.
>>>>>
>>>>>Theres a website dedicated to that but I'm mobile right now or I'd
>>>>>look it
>>>>>up. Something like annualcreditreport.com.
>>>>>
>>>>>-----Original Message-----
>>>>>From: "Michael Havens"
>>>>>To: "Main PLUG discussion list"
>>>>>discuss@lists.plug.phoenix.az.us>
>>>>>Sent: 09/02/07 08:41 PM
>>>>>Subject: OT~ Credit accounts....
>>>>>
>>>>>YOu guys are wise so after my web search turned up nada I now turn to
>>>>>you......
>>>>>
>>>>>Is there a way to see credit accounts opened by you or in your
>>>>>name? I ask
>>>>>because I am scared someone is using my credit.
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