OT: Health Insurance

Lisa Kachold lisakachold at obnosis.com
Thu Mar 15 08:42:52 MST 2012


Blue Cross is the most expensive.  Shop around on that link.  There are
lots of cheaper alternatives.

On Thu, Mar 15, 2012 at 8:39 AM, keith smith <klsmith2020 at yahoo.com> wrote:

>
> Thanks!  I wonder if that is a leader price.  They get you in and then
> bump it once underwriting evaluate the insured.
>
> Blue Cross just quoted $500 a month, $3000 deductible, 40% of first
> $10,000.  That is $6000 per year in premiums, and a $7000 max deductible
> per person per year.
>
>
>
> ------------------------
> Keith Smith
>
> --- On *Thu, 3/15/12, Lisa Kachold <lisakachold at obnosis.com>* wrote:
>
>
> From: Lisa Kachold <lisakachold at obnosis.com>
> Subject: Re: OT: Health Insurance
> To: "Main PLUG discussion list" <plug-discuss at lists.plug.phoenix.az.us>
> Date: Thursday, March 15, 2012, 8:33 AM
>
>
> Hi Keith,
>
> Check out this search link<https://www.ehealthinsurance.com/ehi/ifp/individual-family-health-insurance%21goToScreen?allid=pou14050&sid=+_arizona&fastQuote.type=IFP&referer=https%3A%2F%2Fwww.ehealthinsurance.com%2Fehi%2Fifp%2Findividual-family-health-insurance%21submit%3Fallid%3Dpou14050%26sid%3D%2B_arizona%26census.zipCode%3D85060%26census.schoolState%3DAZ%26census.state%3Dnull%26census.requestEffectiveDate%3D04%2F01%2F2012%26census.county%3DMARICOPA%26census.primary.gender%3DMALE%26census.primary.day%3D20%26census.primary.month%3D05%26census.primary.year%3D1956%26census.primary.tobacco%3Dfalse%26census.primary.student%3Dfalse%26census.secondary.gender%3DFEMALE%26census.secondary.day%3D20%26census.secondary.month%3D10%26census.secondary.year%3D1954%26census.secondary.tobacco%3Dfalse%26census.secondary.student%3Dfalse%26census.children[0].gender%3D%26census.children[0].day%3D%26census.children[0].month%3D%26census.children[0].year%3D%26census.children[0].tobacco%3Dfalse%26census.children[0].student%3Dfalse%26census.children[1].gender%3D%26census.children[1].day%3D%26census.children[1].month%3D%26census.children[1].year%3D%26census.children[1].tobacco%3Dfalse%26census.children[1].student%3Dfalse%26census.children[2].gender%3D%26census.children[2].day%3D%26census.children[2].month%3D%26census.children[2].year%3D%26census.children[2].tobacco%3Dfalse%26census.children[2].student%3Dfalse%26census.children[3].gender%3D%26census.children[3].day%3D%26census.children[3].month%3D%26census.children[3].year%3D%26census.children[3].tobacco%3Dfalse%26census.children[3].student%3Dfalse%26census.children[4].gender%3D%26census.children[4].day%3D%26census.children[4].month%3D%26census.children[4].year%3D%26census.children[4].tobacco%3Dfalse%26census.children[4].student%3Dfalse%26fastQuote.type%3DIFP%26fastQuote.carrierid%3D%26fastQuote.planid%3D%26fastQuote.logicalPlanId%3D%26fastQuote.selectedPlans%3D%26&screenName=best-sellers>with an at a glance quote comparison (using 55 years old for both husband
> and wife), starting at $187.50 a month.
>
> In my experience your quote was OUTRAGEOUS (shop around)!
>
> On Thu, Mar 15, 2012 at 8:02 AM, keith smith <klsmith2020 at yahoo.com<http://mc/compose?to=klsmith2020@yahoo.com>
> > wrote:
>
>
> Hi,
>
> I am self employed, a little older, over weight, with a history of high
> blood pressure.
>
> I do not have health insurance and would like to be able to find a
> reasonable health insurance plan.
>
> Recently I received several quotes.  $600 a month, $6000 deductible for me
> and $6000 deductible my wife.  And we must pay 30% of the first $10,000
> (each).  These are per year.  Once we pay $10,200 (annual premium + annual
> copay) of the first $10,000 the insurance kicks in and will pay what is
> left.
>
> As a result I have decided to go without insurance.  I'd be happy to pay
> $500 a month for a normal HMO policy. (well not completely happy, I think
> $500 a month is too high).
>
> Short of building a business that has employees and qualifies for group
> health insurance, what can I do?
>
> Thank you for your insight!
>
> ------------------------
> Keith Smith
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