OT: Health Insurance

[keith smith]

Thanks!  I wonder if that is a leader price.  They get you in and then bump it once underwriting evaluate the insured.   

Blue Cross just quoted $500 a month, $3000 deductible, 40% of first $10,000.  That is $6000 per year in premiums, and a $7000 max deductible per person per year.

  

------------------------

Keith Smith

--- On Thu, 3/15/12, Lisa Kachold <lisakachold at obnosis.com> wrote:

From: Lisa Kachold <lisakachold at obnosis.com>
Subject: Re: OT: Health Insurance
To: "Main PLUG discussion list" <plug-discuss at lists.plug.phoenix.az.us>
Date: Thursday, March 15, 2012, 8:33 AM

Hi Keith,

Check out this search link with an at a glance quote comparison (using 55 years old for both husband and wife), starting at $187.50 a month.


In my experience your quote was OUTRAGEOUS (shop around)!

On Thu, Mar 15, 2012 at 8:02 AM, keith smith <klsmith2020 at yahoo.com> wrote:


Hi,

I am self employed, a little older, over weight, with a history of high blood pressure.  


I do not have health insurance and would like to be able to find a reasonable health insurance plan. 

Recently I received several quotes.  $600 a month, $6000 deductible for me and $6000 deductible my wife.  And we must pay 30% of the first $10,000 (each).  These are per year.  Once we pay $10,200 (annual premium + annual copay) of the first $10,000 the insurance kicks in and will pay what is left.


As a result I have decided to go without insurance.  I'd be happy to pay $500 a month for a normal HMO policy. (well not completely happy, I think $500 a month is too high).

Short of building a business that has employees and qualifies for group health insurance, what can I do?


Thank you for your
 insight!

------------------------

Keith Smith
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