OT: Self Employed Health Insurance Costs and Coverage

[Lyle Tuttle]

You can also start your own group -- only need two people.

At 10:23 AM 8/17/2010, you wrote:

>I'm not sure how good the coverage is but Arizona Small Business 
>Association has a group plan you could participate in.
>Here is a link to find out more:
><http://www.asbbenefits.com/asbb.html>http://www.asbbenefits.com/asbb.html
>
>
>
>On Tue, Aug 17, 2010 at 10:19, keith smith 
><<mailto:klsmith2020 at yahoo.com>klsmith2020 at yahoo.com> wrote:
>
>I do know people are paying more, however it feels like I am 
>throwing money away.  Still I feel too vulnerable not having insurance.
>
>------------------------
>Keith Smith
>
>--- On Tue, 8/17/10, Lyle Tuttle 
><<mailto:L.tuttle at cox.net>L.tuttle at cox.net> wrote:
>
>From: Lyle Tuttle <<mailto:L.tuttle at cox.net>L.tuttle at cox.net>
>Subject: Re: OT: Self Employed Health Insurance Costs and Coverage
>To: "Main PLUG discussion list" 
><<mailto:plug-discuss at lists.plug.phoenix.az.us>plug-discuss at lists.plug.phoenix.az.us>
>Date: Tuesday, August 17, 2010, 9:30 AM
>
>
>$500 per month?  Jump on that!!!  We paid over $1,200/mo with a 
>$5,000 deduct....................no dental or eye in that......
>
>Insurance premiums are going thru the roof this year because no one 
>knows how this new health care is going to hit them......
>
>lyle tuttle
>
>At 08:52 AM 8/17/2010, you wrote:
>>I am self employed and have gone without health insurance for a 
>>while.  I have been very healthy, with the exception of bouts of 
>>high blood pressure and high cholesterol.  I was told both could be 
>>treated with diet and exercise.  Both in place.
>>
>>Here is my dilemma.  I am older so I am more high risk.  The best 
>>insurance I can find cost close to $500/month for my wife and I and 
>>it has a $3000 deductible for each of us.  Basically we will be 
>>paying $6000/year for catastrophic insurance and will pay $3000 for 
>>each of us until the insurance kicks in.  If we just have some 
>>preventative care, we could end up spending upwards of $8000 a year 
>>without accessing the Insurance.
>>
>>Any suggestions from others who are self employed?
>>
>>Thanks!
>>
>>------------------------
>>Keith Smith
>
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