OT: Self Employed Health Insurance Costs and Coverage

keith smith klsmith2020 at yahoo.com
Tue Aug 17 10:36:07 MST 2010


Thanks!

------------------------

Keith Smith

--- On Tue, 8/17/10, JD Austin <jd at twingeckos.com> wrote:

From: JD Austin <jd at twingeckos.com>
Subject: Re: OT: Self Employed Health Insurance Costs and Coverage
To: "Main PLUG discussion list" <plug-discuss at lists.plug.phoenix.az.us>
Date: Tuesday, August 17, 2010, 10:23 AM


I'm not sure how good the coverage is but Arizona Small Business Association has a group plan you could participate in.

Here is a link to find out more:
http://www.asbbenefits.com/asbb.html




On Tue, Aug 17, 2010 at 10:19, keith smith <klsmith2020 at yahoo.com> wrote:


I do know people are paying more, however it feels like I am throwing money away.  Still I feel too vulnerable not having insurance.


------------------------

Keith Smith

--- On Tue, 8/17/10, Lyle Tuttle <L.tuttle at cox.net> wrote:


From: Lyle Tuttle <L.tuttle at cox.net>
Subject: Re: OT: Self Employed Health Insurance Costs and Coverage
To: "Main PLUG discussion list" <plug-discuss at lists.plug.phoenix.az.us>

Date: Tuesday, August 17, 2010, 9:30 AM


 
$500 per month?  Jump on that!!!  We paid over
$1,200/mo with a $5,000 deduct....................no dental or eye in
that......


Insurance premiums are going thru the roof this year because no one knows
how this new health care is going to hit them......


lyle tuttle


At 08:52 AM 8/17/2010, you wrote:

I am self employed and have gone
without health insurance for a while.  I have been very healthy,
with the exception of bouts of high blood pressure and high
cholesterol.  I was told both could be treated with diet and
exercise.  Both in place.


Here is my dilemma.  I am older so I am more high risk.  The
best insurance I can find cost close to $500/month for my wife and I and
it has a $3000 deductible for each of us.  Basically we will be
paying $6000/year for catastrophic insurance and will pay $3000 for each
of us until the insurance kicks in.  If we just have some
preventative care, we could end up spending upwards of $8000 a year
without accessing the Insurance.


Any suggestions from others who are self employed?


Thanks!

 

------------------------

Keith Smith 

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