OT: Self Employed Health Insurance Costs and Coverage

[der.hans]

Am 17. Aug, 2010 schwätzte JD Austin so:

> I'm not sure how good the coverage is but Arizona Small Business Association
> has a group plan you could participate in.
> Here is a link to find out more:
> http://www.asbbenefits.com/asbb.html

Did not know about this. Would have been useful info for me earlier in the
year :). Thanks for the link as it might be useful next year!

A word of caution, though. Make sure it really is a group plan. I did
investigate several insurance via several professional groups options. It
turns out, they were all individual plans that were available via a
business relationship with the professional association.

I ended up going with one where there was a small discount versus walking
in off the street. There is no group coverage, so barring protections in
the new law, if I have a medical emergency insurance will suddenly get
very expensive.

The plan is overall not too expensive. More than at the last employer, but
far less than COBRA was once I left the employer.

It's good enough that I stuck with it rather than switching to $employer
insurance once I was elligible.

ciao,

der.hans
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