OT: Self Employed Health Insurance Costs and Coverage

keith smith klsmith2020 at yahoo.com
Sat Aug 28 07:01:41 MST 2010


Anytime you get the government involved you have a recipe for disaster. And it is unconstitutional.

We have a problem and it needs to be fixed.  I believe in a free market solution.   I believe everyone should pay for their own health insurance.  Remove this from the employer.  Then the payer and consumer will be the same.  It will not take long for the market to adjust once that happens.

I do not want the government getting involved in my health care or anything else.  They should only provide the services as outlined in the Constitution.  Nothing more.

The 10th Amendment to the Constitution limits what the Federal Government can get involved in.  We have allowed the Federal Government to become involved in things that are not constitutional.  


------------------------

Keith Smith

--- On Sat, 8/28/10, Steve Holmes <steve at holmesgrown.com> wrote:

From: Steve Holmes <steve at holmesgrown.com>
Subject: Re: OT: Self Employed Health Insurance Costs and Coverage
To: plug-discuss at lists.plug.phoenix.az.us
Date: Saturday, August 28, 2010, 1:08 AM

I thought I had it bad having to pay $750 per month but it is an HMO
so we don't have those God-awful high deductibles.  I retired from
state service this year, after getting laid off this spring.  

Sorry for the politics, but I think we need a good strong single payer
system like they have in Germany; I always heard that their system was
quite excellent.

On Tue, Aug 17, 2010 at 10:21:32AM -0700, keith smith wrote:
> 
> She helps me in the business..... Yikes!!
> 
> ------------------------
> 
> Keith Smith
> 
> --- On Tue, 8/17/10, Thomas Cameron <thomas.cameron at camerontech.com> wrote:
> 
> From: Thomas Cameron <thomas.cameron at camerontech.com>
> Subject: Re: OT: Self Employed Health Insurance Costs and Coverage
> To: plug-discuss at lists.plug.phoenix.az.us
> Date: Tuesday, August 17, 2010, 10:00 AM
> 
> Is there any possibility your wife could take a job somewhere with 
> insurance?  Both times I've been self employed that's what we did.  Full 
> family coverage for ~ $400/month with a very low deductible.
> 
> Some part time gigs even offer (more expensive) insurance.  Still less 
> than self-employed rates.
> 
> On 08/17/2010 10:52 AM, keith smith wrote:
> >
> >
> > Hi,
> >
> > I am self employed and have gone without health insurance for a while. I
> > have been very healthy, with the exception of bouts of high blood
> > pressure and high cholesterol. I was told both could be treated with
> > diet and exercise. Both in place.
> >
> > Here is my dilemma. I am older so I am more high risk. The best
> > insurance I can find cost close to $500/month for my wife and I and it
> > has a $3000 deductible for each of us. Basically we will be paying
> > $6000/year for catastrophic insurance and will pay $3000 for each of us
> > until the insurance kicks in. If we just have some preventative care, we
> > could end up spending upwards of $8000 a year without accessing the
> > Insurance.
> >
> > Any suggestions from others who are self employed?
> >
> > Thanks!
> >
> > ------------------------
> > Keith Smith
> >
> >
> >
> >
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