OT: Self Employed Health Insurance Costs and Coverage

[keith smith]

She helps me in the business..... Yikes!!

------------------------

Keith Smith

--- On Tue, 8/17/10, Thomas Cameron <thomas.cameron at camerontech.com> wrote:

From: Thomas Cameron <thomas.cameron at camerontech.com>
Subject: Re: OT: Self Employed Health Insurance Costs and Coverage
To: plug-discuss at lists.plug.phoenix.az.us
Date: Tuesday, August 17, 2010, 10:00 AM

Is there any possibility your wife could take a job somewhere with 
insurance?  Both times I've been self employed that's what we did.  Full 
family coverage for ~ $400/month with a very low deductible.

Some part time gigs even offer (more expensive) insurance.  Still less 
than self-employed rates.

On 08/17/2010 10:52 AM, keith smith wrote:
>
>
> Hi,
>
> I am self employed and have gone without health insurance for a while. I
> have been very healthy, with the exception of bouts of high blood
> pressure and high cholesterol. I was told both could be treated with
> diet and exercise. Both in place.
>
> Here is my dilemma. I am older so I am more high risk. The best
> insurance I can find cost close to $500/month for my wife and I and it
> has a $3000 deductible for each of us. Basically we will be paying
> $6000/year for catastrophic insurance and will pay $3000 for each of us
> until the insurance kicks in. If we just have some preventative care, we
> could end up spending upwards of $8000 a year without accessing the
> Insurance.
>
> Any suggestions from others who are self employed?
>
> Thanks!
>
> ------------------------
> Keith Smith
>
>
>
>
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