apache and user web pages

[Joel Hanger]

hello again everyone,
  I've been wondering for a while, how do I set up web pages for users on my
server? I have my domain registered and have been hosting my diving teams
web site for some time, I also host my moms auction pictures for ebay :).
however, I want to create homepages for my mom and dad and you know, the
family :P.  how would I configure apache to do this? I looked through
/etc/httpd/conf/httpd.conf and didn't find anything. also, once I get it
working how would I access them? would it be the standard
http://www.azkachinadivers.org/~joel/ for the pages?  Thanks in advance.

Joel