Hi,
I am self employed, a little older, over weight, with a history of high blood pressure.
I do not have health insurance and would like to be able to find a reasonable health insurance plan.
Recently I received several quotes. $600 a month, $6000 deductible for me and $6000 deductible my wife. And we must pay 30% of the first $10,000 (each). These are per year. Once we pay $10,200 (annual premium + annual copay) of the first $10,000 the insurance kicks in and will pay what is left.
As a result I have decided to go without insurance. I'd be happy to pay $500 a month for a normal HMO policy. (well not completely happy, I think $500 a month is too high).
Short of building a business that has employees and qualifies for group health insurance, what can I do?
Thank you for your
insight!
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Keith Smith |