You have choices. I think you are self-employed which puts all the choices in your hands.

You can go back to old style insurance and get an indemnity plan where you pay 20% and they pay 80%, you can choose any HMO or PPO you like, or you can become self-insured.

You have more options than any other person in America because you are self-employed.

Craig White <craigwhite@azapple.com> wrote:

very small risk pool and is the type of thinking that leaves people
declaring bankruptcy from a single event.

Craig

On Wed, 2008-02-13 at 07:40 -0800, keith smith wrote:
> You can become self insured.
>
>
>
> Craig White wrote:
> On Tue, 2008-02-12 at 21:12 -0700, Jason Hayes wrote:
> > On Tuesday 12 February 2008 7:14:33 pm Kristian Erik
> Hermansen wrote:
> > >
> > > +1. For Michale Moore, you could tell he was holding back
> to try
> > > being "fair and balanced". Health care in the USA is a
> joke compared
> > > to the UK. You don't believe it? Watch the movie and ask
> any of your
> > > friends who have had care in both places...
> >
> > Or you can ask me. I endured the Canadian health care system
> for over 30
> > years. To clear things up, it's not the panacea you appear
> to think it is.
> > The US health care system -- expensive as it may be -- is
> light years ahead
> > of the Canadian and British systems.
> >
> > A few quick examples from my own life experience.
> >
> > 1) I had to wait over 18 months to get a simple, outpatient
> operation to fix
> > an inguinal hernia in late 2004. The only reason I was
> "rushed" in at the 18
> > month mark was that I was to the point where I could barely
> function any
> > more. If I hadn't pushed the issue, the surgeon's office
> would have let me
> > sit on the waiting list for my originally scheduled date --
> six months later.
> >
> > 2) My mother waited over 2 years to get one hip replaced and
> has waited over
> > two more years to get the other done (four years and still
> waiting).
> >
> > 4) My wife's step-grandfather was diagnosed with prostate
> cancer in November
> > last year and was told that he will need to wait until June
> to get in to see
> > the specialist to determine how they will treat his cancer.
> Eight months of
> > letting the cancer grow before they will even take a first
> look at it.
> >
> > 5) My wife and I lived in Calgary, AB for five years. In
> that time, we were
> > only able to get our kids into a pediatrician once, after we
> were referred by
> > another doctor. Additionally, none of the doctors we could
> find were taking
> > on new patients, so any time we needed health care, we went
> to walk-ins
> > (urgent care) or the emergency room.
> >
> > Those are the first few examples that come to mind. If I
> needed to, I could
> > dig up a lot more.
> >
> > Regarding your first assertion, Michael Moore doesn't have
> the first clue what
> > life is like under socialized health care and you don't see
> him traveling to
> > Cuba for his check ups and surgery, do you?
> >
> > The simple truth is that people are dying on wait lists in
> Canada, Great
> > Britain, and France. Worse, they're made to wait like that
> after having paid
> > 50%+ taxes for their "free" health care.
> >
> > Don't fall for it. The grass is not greener on the other
> side of that fence.
> ----
> oh but it is...
>
> In any of the countries you mention above, you are not subject
> to
> exclusions for pre-existing conditions, large deductibles,
> medical
> decisions made by health insurance companies and of course, of
> all the
> countries mention, this is the only one where people routinely
> have to
> declare bankruptcy because of the phenomenal costs of health
> care, and
> this hits both insured and uninsured people.
>
> Then add to the equation the vast numbers of uninsured, the
> percentage
> of the nations GDP that is given to the health care industry
> (and
> rising) and the cost escalations for health care the last 5
> years and
> the projected increases in health care costs over the next 5
> years and
> it is clearly a system that is deeply broken.
>
> For every 'horror story' that you list above, there are surely
> 10 horror
> stories in the American health care system...
>
> http://www.latimes.com/news/local/la-me-kaiser4may04,0,335770.story?track=tothtml
>
> Oh yeah, this is a great health care system we have here in
> the US...
>
> Craig
>
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>
> ------------------------
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> (520) 207-9877
> PHP Programmer
>
>
>
>
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