Keep in mind that if you're self-employed, your premiums & other health-related expenses may be tax-deductible. http://www.irs.gov/publications/p535/ch06.html#en_US_2011_publink1000208843 On Mar 15, 2012, at 10:48 AM, keith smith wrote: > > I took a look and what I saw was a coinsurance of 40% after the deductible is reached. > > Thanks!! I'll keep researching. > > ------------------------ > Keith Smith > > --- On Thu, 3/15/12, Lisa Kachold wrote: > > From: Lisa Kachold > Subject: Re: OT: Health Insurance > To: "Main PLUG discussion list" > Date: Thursday, March 15, 2012, 8:42 AM > > Blue Cross is the most expensive. Shop around on that link. There are lots of cheaper alternatives. > > On Thu, Mar 15, 2012 at 8:39 AM, keith smith wrote: > > Thanks! I wonder if that is a leader price. They get you in and then bump it once underwriting evaluate the insured. > > Blue Cross just quoted $500 a month, $3000 deductible, 40% of first $10,000. That is $6000 per year in premiums, and a $7000 max deductible per person per year. > > > > ------------------------ > Keith Smith > > --- On Thu, 3/15/12, Lisa Kachold wrote: > > From: Lisa Kachold > Subject: Re: OT: Health Insurance > To: "Main PLUG discussion list" > Date: Thursday, March 15, 2012, 8:33 AM > > > Hi Keith, > > Check out this search link with an at a glance quote comparison (using 55 years old for both husband and wife), starting at $187.50 a month. > > In my experience your quote was OUTRAGEOUS (shop around)! > > On Thu, Mar 15, 2012 at 8:02 AM, keith smith wrote: > > Hi, > > I am self employed, a little older, over weight, with a history of high blood pressure. > > I do not have health insurance and would like to be able to find a reasonable health insurance plan. > > Recently I received several quotes. $600 a month, $6000 deductible for me and $6000 deductible my wife. And we must pay 30% of the first $10,000 (each). These are per year. Once we pay $10,200 (annual premium + annual copay) of the first $10,000 the insurance kicks in and will pay what is left. > > As a result I have decided to go without insurance. I'd be happy to pay $500 a month for a normal HMO policy. (well not completely happy, I think $500 a month is too high). > > Short of building a business that has employees and qualifies for group health insurance, what can I do? > > Thank you for your insight! > > ------------------------ > Keith Smith > > --------------------------------------------------- > PLUG-discuss mailing list - PLUG-discuss@lists.plug.phoenix.az.us > To subscribe, unsubscribe, or to change your mail settings: > http://lists.PLUG.phoenix.az.us/mailman/listinfo/plug-discuss > > > > -- > (503) 754-4452 Android > (623) 239-3392 Skype > (623) 688-3392 Google Voice > ** > it-clowns.com > > > > > > > > > > > > > > > > > -----Inline Attachment Follows----- > > > --------------------------------------------------- > PLUG-discuss mailing list - PLUG-discuss@lists.plug.phoenix.az.us > To subscribe, unsubscribe, or to change your mail settings: > http://lists.PLUG.phoenix.az.us/mailman/listinfo/plug-discuss > > --------------------------------------------------- > PLUG-discuss mailing list - PLUG-discuss@lists.plug.phoenix.az.us > To subscribe, unsubscribe, or to change your mail settings: > http://lists.PLUG.phoenix.az.us/mailman/listinfo/plug-discuss > > > > -- > (503) 754-4452 Android > (623) 239-3392 Skype > (623) 688-3392 Google Voice > ** > it-clowns.com > > > > > > > > > > > > > > > > > -----Inline Attachment Follows----- > > --------------------------------------------------- > PLUG-discuss mailing list - PLUG-discuss@lists.plug.phoenix.az.us > To subscribe, unsubscribe, or to change your mail settings: > http://lists.PLUG.phoenix.az.us/mailman/listinfo/plug-discuss > --------------------------------------------------- > PLUG-discuss mailing list - PLUG-discuss@lists.plug.phoenix.az.us > To subscribe, unsubscribe, or to change your mail settings: > http://lists.PLUG.phoenix.az.us/mailman/listinfo/plug-discuss