Let financial institutions fail, merge or be bought out. The faltering institutions will see their shares devalued and will be likely to be taken over by stronger institutions — as has already started happening. This consolidation of the financial sector is both efficient and inevitable; government action can only delay the adjustment. http://www.time.com/time/business/article/0,8599,1845209,00.html?cnn=yes Sounds like the bailout is only going to make things worse. ------------------------ Keith Smith