At 12:34 PM 8/31/2014, Brian Cluff wrote:
I was going to write a long reply to this message, but Joseph wrote almost exactly what I was going to say.

If you treat your laptop well and carry it in a padded bag and don't run it in harsh environments, you'll almost certainly not need it.

snip, snip

, and the money I've saved from not paying for the extended warranty would more than pay for a couple of laptops.

Brian Cluff

On 08/31/2014 11:27 AM, Joseph Sinclair wrote:
I've never purchased an extended warranty for a computer.
It's a form of insurance, so you can guarantee that, statistically, the cost is greater than the predictive (actuarial) cost of repair or replacement.
given that gross margins on extended warranties for electronics (particularly computers) run in the 80%-90% range (which is why sales pushes them so hard), you can bet that your chances of needing that coverage are slim indeed.

I recall many years ago I attended a seminar for servicing/repairing household appliances......(I was a young Culligan Dealer at the time)....and an attendee from Calgary, Canada shared with us how he sold a warranty contract every time he could - then put that money into an escrow account that was used to "pay" him whenever he provided warranty service for his customers......as I recall, he told us that escrow account had just under $1,000,000 in it at the time.....now I do not know how large his business was, but so what - just add or subtract the zeros.....

lyle tuttle