On Jun 18, 2005, at 10:27 PM, Major.Mikey wrote:
> I am having all my credit card numbers changed! What do all of  
> those who are
> wiser than me think about that?

I think changing credit card numbers at this point is overkill.  Say,  
for instance, that one or more of your credit card numbers were among  
the stolen ones.  The worst that could happen would be that somebody  
rings up a lot of charges on the card.  If you read your statement  
every month, you'd see this.  Then, a quick call to your credit card  
company would have all of those charges dropped from your card and  
THEN you could change the numbers.

The key, here, is that you are not liable for any credit card charges  
that you didn't make.  I've had a few instances in the past where  
unauthorized charges were put on my card (not stolen just  
unauthorized) and it's always been extremely painless to get those  
charges wiped.

So going out of your way to have your numbers changed now is probably  
a lot of work for not any real benefit.

Now there *are* some cases in the news that are more worriesome.   
Like that stolen (or lost) shipment of Citibank records.  Those  
records had actual customer information on them, not just account  
numbers.  That meant that if they fell into the wrong hands, that you  
could be the victim of identify theft.  THAT is a FAR bigger problem  
than just simple credit card fraud.

Kurt
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