On Sunday 19 June 2005 07:29, R P Herrold wrote:
> On Sat, 18 Jun 2005, Major.Mikey wrote, in part:
> > I am having all my credit card numbers changed! What do all
> > of those who are wiser than me think about that?

     Perhaps I'm no wiser than the next person so take my opinion as you 
adjudge.
     In the past couple of years I've had credit cards, or just the numbers, 
stolen and used for fraudulent purchases on two occasions. But in neither 
case did it ever cost me anything out of pocket, only time. My direct 
financial risk from the Tucson theft is nil.
     IMHO, the credit card companies need to strengthen their security and 
practices. It is all too easy for this to happen, and with the Internet, it 
is my opinion that current practices are inadequate. The financial sting of 
some losses might be a good, and just, incentive to change for the industry.
     I'm keeping my current cards until a statement or a phone call indicates 
there's a problem. My financial risk is nil and I'm only gambling a 
relatively small amount of time.
     Choosing to "lose" or otherwise have your credit card numbers changed is 
a more pro-active approach and will probably avoid the fraudulent charges 
from ever occurring if your numbers were among those stolen.
     One question is how do I protect myself from losses at the moment? The 
other is how can I help to protect myself against future losses? The answers 
may not be the same.

-- 
Ed Skinner, ed@flat5.net, http://www.flat5.net/

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