Charlie> Can you believe it, she doesn't use an ATM Lynn> Neither do I. P.S. I don't own and don't know how to use a cell phone. The only time I've ever used one is when someone handed me his to talk to somebody. You don't have to be eighty years old to be uninterested in some types of gadgetry. -- Lynn David Newton Phoenix, AZ http://www.eecs.umich.edu/~lnewton